I lost my job, and went back to school and picked up a degree in welding (seemed like a good choice at the time, although I wouldn't do it again lol) and that led into CNC machining and tool and die- making, which bring us to my current position.Now I'm not complaining, considering that I live in Casey county, I make decent money. 

Lastly, risk goes down (to some degree) as your downpayment goes down (although your cashflow goes down also which increases your risk).

To what degree is up to the appraiser. 

I have a degree in finance but don't work in the finance field.

I will graduate July 2020 at the age of 24 with a degree in Business Management/Finance, which took three and a half years, with zero debt and two kids (one is on the way).

If I were you I would not do a flip now, it is a much higher degree of difficulty than a house hack and may not deliver the results you expect. 

@Ryan American Military University (a offshoot of American Public University System) offers an associates degree in real estate studies (more geared toward being an agent, but not too bad).

I am a senior but may be staying another year to get my graduate degree.

Since I will have two masters' degrees as of this coming May, I think it is important to apply my knowledge and establish my full value in the employment marketplace.

Over the past five years, I've bought properties in Euclid, Bedford, Garfield Heights, Mayfield Heights, Cleveland Heights, and Cleveland proper (North Collinwood neighborhood, near Euclid border) -- all of these properties have been acquired for considerably less than their previous peak values, which were not even unreasonable/inflated to begin with, so I have a fairly high degree of confidence that the values will be back at that level and higher before much longer.