Getting quotes alone often requires multiple calls, and as consumers, we haven't experienced the level of service one would expect.

Additionally, negotiating with buyers directly demands a level of expertise and emotional detachment that might be difficult for homeowners with strong connections to their property.

On Zillow, the rent in the area is lower than mine about $500-750.

I have heard that most cabins are failing inspection, but it is for easily fixable items like no exit map on each level or the charcoal grill being too close to the house etc.

You will pay origination points twice but rates are expected to be lower by then as well so it could be worth it.

Fully remodelled house, garage, new huge one level deck in the back yard, fenced yard.

On the other hand, refinancing would provide a fixed rate mortgage that is lower in interest and has less concerns for paying back in the short term as long as the property still cash flows.

WC is great - great schools, lower taxes.  

If you go to a lower tier destination to find cheaper real estate you will find also get lower revenues.I would advise to focus on the long term appreciation of the purchase instead of the cash flow!

Planning, such as selling in a year with lower overall income or using a 1031 exchange, can help minimize this tax.