(do you see that their rates are to low or high, and move on to find another ENEMY?

And your one time jobs will be low on their priority.

This gives us a healthy profit and we should be able to get our initially injected funds out at stabilized refinance.

Since your tenant has only been there a 2-3 months, the actual tenant turn expenses could remain fairly low if handled well.

Do not overdo it with like 5 workers, SOS, CSLB and DIR will go after you.I am totally in your shoes when somebody says something about my rates, if someone tells me that my price is too low, I move and FORGET.

I provided a free rent back for 2 weeks so the seller could get her funds and relocate.

Within real estate:  private lending, syndications, Delaware Statutory Trust (DST), Opportunity Zone (OZ) funds, As mentioned, there are public market options such as REITs and their preferred shares and/or bonds. 

the INTEREST the company will pay you on the funds they hold.   

Are there any Heloc/commerical line of credit options that don't require verification of funds?

Nice work on funding the deal with life insurance!