As you can see CA isn't outstripping the rest of the country as a percentage, it just feels that way in absolute terms because a 300% increase is a lot more when your starting point is $800K vs $200K.

We live and work here in the Smoky Mountains Vacation Short-Term-Rental Market, but I would be glad to answer any questions you may have.

For instance, markets with low property values and expenses are often ideal for cash-flowing long-term rentals, especially in areas where many residents are unable to purchase homes.

How long did these processes typically take to complete after the redemption period was over?

I just closed a DSCR cashout refinance with better terms than what you are being offered.

In the process of BUYING a PURE Option to buy a SFH subject to an existing loan (at a lower fixed long term interest rate)Let say the OPTION "Strike price" to BUY the property IF or WHEN the OPTION is EXERCISED is $300K The seller wants $60K to sell us the OPTION. 

If you secure the automotive window tinting job with a consistent salary of $60k-$70k, that should satisfy most lenders as long as you can show steady pay stubs.

Short term its leveling off and going to fall a little bit, but longer term its still going to increase.

How about in long run with split system.

If the goal is to hold and have positive cash flow, I would focus my effort on shortening the loan term and paying it down aggressively instead of refinancing.