There is a lot to be said for growing a bit at a time in this case.In general I would highly encourage you to check out the ChooseFi podcast or devour each episode of the BiggerPockets Money podcast...there are some great strategies for growing your finance game in each, which will allow you to make stronger moves in times of car trouble and needed medical work.Keep learning and seeking growth!

That idea seems to never be mentioned by those promoting such transactions, yet it seems to be a clear tangible affect.Lastly, I think we must be cautious when looking back too far in time as the mortgage market has evolved in the manner in which loans are financed.  

The credit/background check was listed as non-refundable, however this is a service which did not occur at any point in time.1.)

Buying hard assets in times of runaway inflation is among the safest bets of all.

If you want to get reallt fancy you can throw in time value of money, since a 5k roof today will cost more 25 years from now.

Waiting over a year now with the courts backed up to evict someone is not pleasant.

The total shortage, divided by the number of units in the HOA, will give you a ballpark figure of what your special assessment should be at that point in time.

Investment Info:Single-family residence buy & hold investment in Pleasant Grove.

If it's between a DIY landlord or an experienced landlord's agent (who's intimately familiar with what's going on in the market, meets with a thousand tenants each year, and reviews a couple hundred applications each year), I would strongly recommend the experienced agent.

During this time of "crisis" it is nice to sit back and think about the big picture and not just this moment in time.