I would just communicate that you strive to maintain a high quality property and charge under market prices.

However, due to crazy high rates and housing inflation, I still live in this house.

From lots of experience, Zillow may cost more, but the leads are much higher quality!

I live in Northern NJ and as I mentioned the barrier of entry for me in NJ is too high.

Agreed, it will impact the convenience and may strain with high-income tenants..  

While borrowers expect transparency and efficiency, lenders strive to provide upfront explanations and support to ensure borrower success and foster lasting relationships.In the lending world, there's a common understanding that achieving all three qualities—fast, easy, and cheap—simultaneously can be challenging.

(probably not-they've got the 'high-ground')But like my dad used to say: "Ya don't know how far a frog will jump, 'till ya pock it!"

It's a little tough when you only have 1 property (because sometimes the entry-level fee charged seems high compared against 1 property.)  

Was the audio book not formatted correctly?

(Not actively purchasing as my money is tied up in the market right now)...so with the 2 lenders i've gotten here:STR DSCR Rural (not a log cabin or other non-conforming structure) just remote sfrHybrid loan 15% down, interest only investment loan with seller paid points to get to ~8% and reduce closing costs DSCR would use long term rental rates to establish monthly DSCR and then offset monthly with average DTI and 800+ credit and high cash reserves as long as DSCR is .75+additional appraisal to establish STR rate estimates to be used alongside the standard long term rental rates5 year prepayment penalty with reasonable terms