There are a lot of factors to think about when making this decision:1.

Designers aren’t investors and won’t know what you need.

I have resorted to designing my postcard in photoshop then pasting the image into a word document, then uploading the word document.

I truly wish clients understood everything that goes into factoring a rate.

****Several factors that need to be additionally clarified and I will be checking on....Fannie distinguishes a difference between LLCs and corporations below in the seasoning comments; however here they do not say if corporations include LLCs.

Large or small - both have risk factors and both have potential.

As I said, there are many factors the bank will look at.

I've been a graphic designer/creative director in design shops and ad agencies for almost 20 years and am looking to make the switch to a different career path.

I was trying to point out that all other factors being equal, you would ONLY buy properties with the lowest GRM.I'd also point out that there is a threshold for GRM, and above that you WILL be cash flow negative.

I apologize for adding to the confusion here.Will, I don't think anyone is saying rely on the 50% guestimate.I use it as a gating factor to quickly look at possible deals.