I listen to the podcast every day and I have read all of the BiggerPockets and I also bought a duplex that I am house hacking as my first house (it’s not a very good deal because I realized after that I bought with emotion mostly) but I was just like some advice on how to start my foundation so that I can start my farm area and start to analyzingFirst start with understanding what makes a good deal for you and figure out why your current home wasn't a good deal.

She's offering thus at no points but credit is 800 and it's an investment with tenants currently living in both units 

We're a property management company and a new client wanted to rent her current home and buy a new home.

This debt type would throw economic projections for economists and increase the risk of lending for lenders.Phantom Debt is created when a consumer chooses the Buy Now Pay Later (payment plan) option when making online purchases.These types of payments are not currently reported to any credit agencies as debt which is why they have been given the term "phantom."

I have a weird situation going on.Tenant has been here 2 years, current on rent but a total mess.

@Raj KandragulaRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

I'm Gil Rodriguez, and alongside my wife, Ashley, I wanted to share a bit about my current ventures and aspirations in the real estate world.While my focus has been on ventures like the Rent-to-Retirement pipeline and military duties alongside my wife.

Please correct me if anything I say about my plan is wrong and I'm willing to learn/listen to more advices here.I'm currently living in PA will be paying off my house this year (only $20,000 left).

Option 1:30 Year FixedLoan Amount $202,500.00LTV 75%Discount Points %0.00Prepayment Penalty (3/2/1)Interest Rate % 8.225Origination Fee % 0.00Underwriting Fee $1,645.00Monthly Mortgage Payments $2,018.76Broker Fee % 1.25Cash From Borrower $78,081.01Option 2:5/6 ARMLoan Amount $202,500.00LTV 75%Discount Points %0.00Prepayment Penalty (3/2/1)Interest Rate % 8.025Origination Fee % 0.00Underwriting Fee $1,645.00Monthly Mortgage Payments $1,990.40Broker Fee % 1.25Cash From Borrower $78,052.65I'm not sure what credit score is being used to qualify BUT this looks to be inline with the current market rates for a 75% LTV cash out on an invest property.

If you have to take your current partner to court about a guest , your relationship is over .