Mortgage debt over consumer debtBecause mortgage debt is spread out over 30 years, because the interest is tax-deductible in most cases, and because mortgage interest rates are so low, I almost always advise buyers to put less down if they have high consumer debt balances, e.g. credit cards, auto loans, etc.You can easily save hundreds of dollars per month by swapping high rate, short-term consumer debt with lower rate, long-term mortgage debt.4.

The problem with that would be time consuming.

Current credit score is about 640 with 30k worth of consumer debt between wife and I not including vehicles.

How far will they have to drive and how much $4.00 gas will they consume?

This act gives military members a range of legal and financial protections that a civilian does not have.SCRA addresses consumer, financial, and housing law issues that an active-duty service member may encounter before, during, or after a relocation or deployment.Who is covered under SCRA?

This shows that strong marketing and unsuspecting consumers are a match made in heaven for unscrupulous business practices.

It's super lengthy, permit-intensive, and cost prohibitive to add value in these ways in MOST situations.Ultimately, unless you have a building inspector come out and literally spell out for you what you need to do, it's going to be really difficult and time-consuming to identify everything the property will need to confirm that additional living space.   

Now, for the past 3 months I have pondered over whether or not it is imperative that I get my real estate license… This thought has consumed me.

While this might be more time consuming and labor intensive on your end, you might be able to find a really good deal.

"Consumers owed a total of $1.43 trillion on the vehicles they drive in the third quarter of 2021, an increase of $78 billion over the previous 12 months.