Insurance companies can be liable for fair housing violations and penalties, though most will not want to admit it. 

I’ll have this place more than 50% paid off and will see how the rental market fairs before adding leverage.  

there are a couple different lenders that our company is partnered with that can do them. they will not provide the full amount that could be taken out like a primary, but they are out there. 

Is there reason to believe San Clemente CA is the best chance at upside appreciation on the coast, if one is willing to take cash flow negitives for the next decade with 75% LTV leverage.

What is the company doing to eliminate this feature?

Engaging with them allows you to gain a competitive advantage, as you're not vying with as many investors for these targeted opportunities.While there are other avenues for accessing off-market deals, many investors are leveraging platforms like investorlift.com.

@Sean HaranRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder, etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Just got off with an investor who was about to wire us money from Yieldstreet but his account with them is now frozen until further notice.Apparently they use a third party to escrow all funds and that company has just filed for bankruptcy.This is really unfortunate for those investors who are exposed. 

You may want to consider that too.Also you should be leveraging 0% APR credit cards for furnishing not paying 25%+ interest. 

A lot of my company's clients are trying to do this in 2024, with mixed results.