The lender I spoke with in the new area said our DTI is the biggest issue, and that selling one of the properties would solve that problem, but selling one house hack for another of a similar price/cash flow isn't something I want to do.Still fairly new to REI so any and all advise is greatly appreciated.If your sole purpose is to eliminate higher payment debt from your personal credit history, a DSCR refinance would work only in the case that the lender you work with is a non-recourse or recourse non-reporting lender.

Also they're not looking just to make money, well some of them are, but MOST are looking for a second home for their families and children to grow up with the same summer and holiday experiences they had as a child. 

Thanks,Chris @Chris Heinmiller We've been working with our local Habitat to create a program where we could partner to help them expand beyond SFH into multi-family and townhome options.

The sales agent said he's built and sold other homes through her, so at first, it seemed like he is more like a GC who does this on the reg, but now it sounds like he and his family used the property last summer for family gatherings, etc. and actually lived there for awhile. 

I would only rent to friends and family I trust 100% and even then I am probably giving them a break or cutting them some slack because they have a temporary situation.I would really only do it as a favor.

Hi David, Are you targeting single family homes or multi-family properties?

My family and I are looking for a primary residence with the plan to rent it out after hopefully 5-6 years.

Here's how to do it:1. open redfin.com2. search to buy, enter your query: Single Family 2/1 in zip code 95123 for example3.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Often times even if its a single family home or a multi with separated utilities there are some utilities provided by local government.