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.: Quote from @Dominic Rosato: I work in leasing/property management in NJ, and we encourage most of our landlords to require these two main criteria:1) Household annual income > 40x the monthly rent2) Credit score above 680In addition, we screen their credit report to verify there are no red flags (rental collections, high CC balances, etc.), as well as previous two months of bank statements / investment accounts, whichever they'd like to provide (can they pay rent if they lost their job?).

If you are in the same boat like me, feel free to grab the guides and use them to your benefit.

Anyone else who wants to speak with me, please feel free to reahc out to me. 

Then the appraiser will send the report or picture to the bank and the bank can release the funds. 

We have only had two times where a tenant had mold and one time it was due to them not reporting a water leak. 

Feel free to mention my name - they will know who I am.

People don't do this for free, which is why in multifamily you more or less have to buy into a paid mentorship program.

You’re too low and you could have had a professional PM for free or you’re too high, and after one month’s vacancy, you could have a professional PM for free. 

Friendly investors real estate agents feel free to reach out.