We give the customer 3 options on permits , pay us our hourly rate , get the permit themselves , or pay a permit service .  

You have some options definitely since you have experience.

The other option is hard money, how good of an idea is using hard money for my first deal?

For example, if you're looking for homes with basements... the MLS options you're considering may not have any inputted data for the "basement" section because there are no basements in those listings)- could be a convo to have with the agent's broker about how they're approaching the search strategy and that you're not happy with it- How did you "go on the MLS"?

I would say there should be a few options at that loan amount - the most common minimum for DSCR lenders right now probably more like $100k or $125k - I would say only a small portion have as high a min. as $150,000

Transplant hospitals might be another option. 

I've seen a few different options for calculating depreciation and am wondering how to get the most bang for my buck.Any guidance is greatly appreciated, thanks.

Home Equity Line of Credit (HELOC): If you already own a home with some equity built up, a HELOC can be a fantastic option.

Hi @Alba CheungIt will always be a good option to consider buying in Huntsville, it's a great city.

I think that if there is no possibility of leaving then your options are limited.