In my area, this doesn't happen because the "standard" form prorates (on closing date) based on past taxes (last know or published) and there is no ambiguity.

This change in ownership is effective XXX.The purpose of this letter is to do the following: Notify you of the change of ownership.If you need to contact me regarding maintenance, your lease or any other issue related to the property, you can contact me via text or telephone at XXX.Additionally you can email me at XXX.Rent for July should be mailed to XXX and made payable to XXX.Notify you of information needed from you.I need you to email me, text me, call me or mail me with contact information for all parties on the lease, including a phone number and an email address within 5 days of the date of this letter.I also need the name of each of your pets and their breed.

Her only contribution was $482.08 which was made payable to outstanding balances.

Check out Lend to Live: Earn Hassle-Free Passive Income in Real Estate published by BiggerPockets. 

BP also asked me to be in one of their latest books published in Oct of 2018, in the first chapter.  

There's also two books published by BiggerPockets that are great for the beginner "flipper."

You can negotiate but the more properties you have the better leverage you would have.on side note if you get PM to do the work they can supply the lease for you.Even if you use VA loan....... set up an LLC or DBA to make rent checks payable to that entity thus keeping your info private.I know i keep pushing to self manage but at end of the day its your choice and what your long term goals are. 

I did find an interesting article about 1% rule http://www.richmastery.com/Download/NewRule.pdfbut nothing about 2% Do you have any published analysis that you can find on the net that support that stringent rule?

"Short Term Rental, Long Term Wealth" book on short term rental investing coming out on Bigger Pockets publishing in October!

So you want to conceal information from your insurance company about a change in the status of the risk they are insuring....and you published it online with your full name and location?