This is a question that’s been asked numerous times on this platform.The last time I encountered a similar thread, I copied the list of books recommended and I wish I had also copied the names of the responders.

They have numerous avenues to help determine value.

The more niche specific the smaller the list, the smaller the response rate but higher the close rate once and seller motivation.There are numerous marketing forms ie. driving for dollars, direct mail, text messaging, cold calling, and door knocking to name a few these marketing strategies are dependinging upon what best fits your budget and market demands.If you need more info let me know. 

Highlights (lowlights) of these changes Include: Applies all TPO provisions to new construction (removes existing exemption including ADU's) Prohibits conversion of parking to ADU's (Illegal for the City to regulate under State Law, see attached legal opinion letters from CA for Homeownership and Bridge Realtors) Creates numerous new causes of action for tenants to initiate civil lawsuits Allows tenants to add roommates unilaterally even if prohibited in a lease.

To me, the less the partner has skin in the transaction, the less their reward should be.

Miki,I've never done a HELOC on an investment property but I've completed numerous successful cash-out refinances, so I second @John Warren - refinance. 

I will put those 2 books at the top of my reading list.It really is a leap of faith, but I understand that “with great risk, comes great reward.”  

My third bank account is a fidelity account which has a 2% universal rewards benefit, and I use that for all of my purchases.It’s a convoluted set-up I have been using to maximize my cash on hand, but I imagine many people may do something similar.My question is does this look bad to a lender?

We did have numerous tenants actually buy houses and give notice this summer.

You get same rate, expert advice and service, and someone who’s advice you can rely on as you continue to expand your portfolio and need advanced mortgage planning strategy.Unless you like being bombarded by numerous unwanted solicitations, having your credit pulled 3,4,5+ times (Mortgage broker pulls it once and shops for you), and working with a call-center internet service rep who just got their license a few months prior and has 0 time to coach/guide you.