While the cost of doing so is not high it's also not zero in time nor money.

Fortunately everyone was ok and the insurance company has been no problem at all giving a full pay out which is valued at the purchase price in 2020.The pay out is not enough to repair/rebuild as the house was built in the 1920s and would not make sense in the location it is in.

I am willing to put my money into these cash flowing duplexes, all day long.

Is there a financial calculator to determine if doing a cash out refi makes financial sense with today's rates to use for down payment and or purchase property?

When I used to do this, my money friend provided all the money, I provided everything else, everything.

Do you get the most value out of the money you make?

My thinking is that if I remove them completely it might bring back a little more curb appeal to the property and make it more inviting to potential renters. 

Ultimately, adopting an investor mindset means being proactive, staying informed, and continuously seeking knowledge to make informed decisions.

I am at the phase now where I need help/coaching analyzing deals to ensure the numbers make sense with decent ROI, CoCROI.

Plenty of rent money to cover the PITI.)