Rents will likely go up over time as well.You can also get creative to increase the income by doing MTR, STR, rent by the room, etc. 4) Loan amortization will increase your networth over the next 5, 10, 15 years+. 

Unfortunately, that won't matter as  Fannie Mae and Freddie Mac, the Government-Sponsored Enterprises (GSE’s) that set the guidelines for conventional loans, which most lenders follow for other types of loans, too, require that a condo building’s master hurricane insurance policy provide 100% coverage of the replacement value for the building. 

Your family might benefit from buying a 2-4 unit property with 5% down using a conventional loan.

Has anyone had success in buying down rates on single family with commercial loan?

Start depositing all income into one bank account, a bank statement loan may work for you.

Saving 3% per year will save you $1k/yr, $80/mo, of getting the loan costs you nothing.

I went back and forth on them with this and finally asked if they had another color, they did matte black I said ok let me think about it and the designer said " put whatever you do no brushed nickel" I went with antique brass.

If they had a bank loan, they let the bank have their house. 

Bank loan on reno & cash purchase.

How will the loan work exactly?