Hope that makes life easier for everyone. :)

Buying on terms/ controlling properties: - Sub2 - Sub2 and Land Trust - Wrap - AITD - Lease Purchase (you must buy later) - Lease Option (you dont have to buy later) - Master Lease - Master Lease with Option - Contract for Deed - Installment Sale - Private First Mortgage on Free and Clear Properties - FROR - First Right of Refusal - Land Trust and Selling the Beneficial Interest to the Home Buyer - Buying Property but giving a Life Estate to Occupant There are more of these types.

Some people just make a bad decision once in their life and then they are labeled and treated like they will forever be the scum of the earth.Just do a search for a list of felonies:Issuing a false certificate 175.40Sports bribe receiving 180.45Tampering with a sports contest in the first degree 180.51Rent gouging in the first degree 180.57Unlawful possession of a skimmer device in the first degree 190.86Promoting gambling in the first degree 225.10Possession of gambling records in the first degree 225.20Gaming fraud in the first degree 225.60Possession of unlawful gaming property in the second degree 225.75Use of unlawful gaming property 225.85Obscenity in the second degree 235.06Eavesdropping 250.05

When I'm not working, I love to be out on the water in the summer, fishing, boating and enjoying life.

My goals are to simply buy property, both Multi-Family Units and SFR's, and create a passive income stream to help me with my goals of going back to school and creating something bigger with my life.

The best loan would be a 20-30 yr ARM, 80-85% LTV, with an annual/life increase limit of 2%/6% (I've seen 2%/5% as well, but much less common).

This makes my life a little easier when it comes to dealing with the tenants.

As you've said the evolution should be there in the style you chose.

If they then tell you about extraordinary circumstances you can decide if you want to accept it or not.Paying bills and being responsible is a basic life skill and I don't have time to deal with people that can't function on their own and need me to babysit them.

The easiest way is to make some lifestyle decisions and save up.