I'm looking to buy my first property (multifamily), and i'm talking with a loan officer from Caliber Home Loans who seems really knowledgeable and on his game, however the company itself has iffy reviews online. 

He's one of the top appraisers in the area in certifications and involvement in policy and process of the appraiser industry.

I am not in the position to start investing for at least another year, so I'm thinking that being an agent during that year would help me get a better feel for the industry.

Universities are going to make money, your best bet is to play the game with them and sometimes you can't b/c they simply control the market too much.

Typically the high LTV HELOC and HEL only apply to owner occupied since you have more skin in the game to pay it back. 

Druggies and drunks play this game quite frequently .

Welcome to the Real Estate game :) What part of Orlando do you live?

Why do so many syndicators prefer MF versus commercial (retail, office, industrial)?

Being a professional flipper in America’s number one real estate market (48 house done to be exact)  and coming acrossed the many ppl that I’ve encountered that were slighted or feel slighted in the industry by these teachings, I just wonder if I can do good to anyone by teaching the honest brutal truth about how hard it actually is to become a mugel Flipper.?

Most lenders cap out the amount allowed on a sellers second. for example if the lender is giving you 75% LTV on the purchase they may allow an additional 5% on a sellers second leaving you still stuck with the 20% Have to have some skin in the game