Do one every 12-18 months and in 10-15 years you can be financially independent.

I'd strongly suggest learning the laws regarding paying these individuals and how to structure the payment/agreement so you can protect yourself.  

As oppose to stocks, I know if done right, REI can help bring in a supplemental income and provide financial freedom.

I would be willing to help with any bookkeeping, financial statement preparation and general tax advice.  

I try to be conservative to ensure the first experience is as much of a success as possible because a lost on the first deal can sometimes scare someone from real estate forever.The problem I see with conventional A paper loans is that these guidelines from a qualification standpoint does not protect the borrower from a "bad deal."

Hello BPCultivating a positive mental attitude is essential, imo, to live a life which you are fulfilled mentally, physically, spiritually and financially.

From here I would like to have plans drawn up as well as the estimated financial cost for my vision or whatever development is determined to be realistic.Any guidance or contacts that are provided will be helpful!

I've seen my parents financially crippled under houses and cars they bought and lost because of lay-offs and poor planning.

Marcus has a big part in his own troubles.If Marcus wants (read that NEEDS) to stay, he ought to do what us necessary to accommodate protection for the investor. 

As to your question: I believe that for any loan over 78% loan to value (an FHA with 3.5% down would have a loan to value of 96.5%) you have to pay private mortgage insurance (PMI) to protect the lenders in case you default on the loan.