for example Chris, here's the actual DSCR from marketing vs reality and this is coming from one the best sponsor outthere:---------------promise---DSCR every quarter-----DSCR1.100.8440.8100.8130.817DSCR 1.71  1.16 1.1 1.0 1.05As you can see DSCR went down by 0.30 - 0.70 in some extreme cases and most lender I analyzed is also having similar pattern.so big sponsor is also decaying slowly....

I put together a Spreadsheet that shows an actual deal and it is available at the link just below.

I think the cash reward which has an actual cash value as stated, would be income either applied to the account or taken as a check, and some other reward would have a relative value to what one might claim.The best reason for me to have separate cards is the accounting as Mark Holencik has said.

California charges a minimum tax of $800 a year per LLC, and more if you have gross receipts in excess of $250k.

In that sense, the forced appreciation is way in excess of the fee.  

The difference in the actual drawer tray size is dramatic, and you don't get cornerhooked by the frames on your plates or pots. the actual space in a 12 or 15" framed drawer is tiny. 

Your examples reflect your lack of actual real estate experience.

Driving for dollars MUST work.That makes absolutely no sense.When you actually start to troubleshoot WHY DMM and cold calling doesn't work, you will realize that D4$ won't work either.You cna not target motivated sellers, because not even motivated sellers know they will become motivated 3 minutes before they became motivated.

I'm really just looking for folks in the real estate and/or investment game to meet and actually just be friends with.

That's more or less how I started but ultimately, the biggest thing was taking action and actually doing a deal.