So essentially I could start the pre approval processes now for the Refi and maybe only have carry the HML for a month or so? 

Without having 6 months of living expense in the bank to cover vacancy, essential obligation I see there is a recurrence of disaster coming up. 

Essentially the interest paying in to the account covers enough the payment of the death benefit.As you fill the cash value you get closer to self-funding the account and paying off your death benefit just like you might pay off the principal in a house.This policy is completely customizable. 

Essentially they glued a sheet onto a wall.

It's essentially BRRR (Build, Rent, Refinance, Repeat).

We're currently looking to gather private money to essentially just cover our down payments and sometimes points and fees.

Essentially, it refers to the courage needed to take risks and make investments that might seem crazy to everyone around you.

They are essentially doing everything for the project outside of digging and building.

There is not a single piece of literature produced by RDPD that isn't designed to upsell to something else that you "need" that's essential, and 'only they can provide'. 

The idea is to get an accepted contract and essentially "lock up" the property so no one else can get it.