But even then, a lot of contractors are operating overscheduled and don't have time to come back and correct their employees mistakes.

If I die unexpectedly, my family is taken care of.Retirement accounts were meant to replace company pensions by reducing employee income during employee working years to save businesses money.

.• Post-pandemic, tenants are expected to maintain an emphasis on both work flexibility and wellness for employees, including modified in-office work schedules, continued work-from-home arrangements and access to greenspace and outdoor workspaces.

I know in a lot of cases they'll just give the employees a stipend for rentals and let them handle the rest.

Curious what others think on roofs, but I think it's tough to get back your investment on that, unless it was an absolute necessity to make it qualify for financing. 

Appreciation is pretty darn tough to forecast. 

There are currently over 650 issued in total not all are active rentals, some STR owners freaked out and just got any property they could permitted.A local large employer just filed 70 permits for employee housing they have...

Just saying.....buy-in is tough though, so I get it! 

I've had mechanicals that are double the age than the typical life expectancy, so I have a tough time justifying preemptively replacing these.

.- that's tough to answer, you know your finances best.