But I think this will mainly effect the tertiary markets, and lower quality assets. 

We are most certainly in the problem solving business no doubt about it, we approach most of our deals in this way and find it to be very effective. 

I moved from li 15 yrs ago to Poughkeepsie I was 23 units when that law went into effect.

(Unique in county government and completely opposite of city government Anita is a vocal advocate that she is voted in and serves the public interest over those of her fellow politicians)This year's update was more somber, specifically the appeals process would be less accepting of testimony from owners and more strict on requiring actual settlement statements and photos of property conditions.

Check to make sure they are adding advances to the account: if you are paying insurance through your policy this is a headache as the servicers need to add this to the loan and many “forget” or take months to add the $ which effects payoffs. 3.

We've done this when moving into our own duplex in 2019, and for our clients since the ordinance went into effect.

Good management and your future predictions will effect your ability to get a loan or its location. 

That effectively lowers the mortgage rate you are paying.I believe your primary mortgage interest + state/local taxes must be below $10,000 to be fully deductible and you have to overcome the standard deduction value to get practical value. 

I’m going to play devils advocate here.

It's an easy and cost effective way to accomplish exactly what you're describing.Congrats on your equity filled property.