Also depends on what that zoning is, a SFD detached in an area allowing 1-4 units will probably be fine.

@Jay Hinrichs @James Wise @Joe Villeneuve All have extensive first hand experience with the obstacles that you have to hurdle to accomplish your altruistic mission.

Not knowing with what obstacle I'll be hit with next, and the more research i do, speaking to hard money lenders, online reading, and videos just to name a few the further it sort of feels of actually getting a flip done all because of the out of pocket money.

Do your homework, know what you are up against,  stay persistent, find out from others with experience the obstacles and and don't let the speed bumps slow you down.I am also going to give this tax overage business a try also and would like to keep in touch here on this forum to share info on what techniques I am finding that are working and those that are not working.

I have attached a conceptual diagram for reference.I am adding a new detached structure to a lot with existing structure in the front.

I am fixing up the main house and we have a detached shop with a 1 bed rental above.

The rest of the land was owned by the PUD association.The pecking order as to buyer preference in this area is traditional and goes in this order.1st SFH detached2nd SFH semi-detached, nobody lives above or below you.3rd SFH attached on 2 sides, nobody lives above you or below you.4th somebody lives above you or below you.In actuality those are styles of housing and ALL could be a condo,  In this area there are no condos in the first category that I'm aware of; but in some other areas of the country yes. 

Here is the #1 obstacle you MUST overcome when doing SEO to generate targeted leads and find people actively looking to buy a home.

ELOC on investment properties are slightly hard to find but when I last looked (maybe 1.5 years ago) I found a few.I have purchased multiple properties at below 1% that cash flow at 20 or 25% down (i.e. without artificially making it cash flow by placing a lot of capital into it) using what many people would consider high cap expense numbers (I usually use $250/month for attach multi units standard rental size and $300/month for detached or SFR standard rental size: San Diego is expensive with expensive cap expense). 

I realized that if i didn't adapt to my new environment and overcome the obstacles it presented, i would fail. 1.