. - I have taken 3 loans from my TSP (401K)- I cashed out my Roth IRA, twice- I bought three homes using low down payment mortgages and lived in them as my primary residence (FHA 3.5% and 2X Conventional 5%)- I used the BRRRR method and did a cash out refinance to buy another property- I saved every extra penny for years for down payments- I took out a HELOC I have experienced considerable appreciation in some of my earlier purchases and I am looking at doing a 1031 exchange.At the end of the day, I found out that I wasn't nearly as limited as I originally believed.

One LLC is likely fine (many go without LLCs altogether) and more can be added as asset quantity and/or liability increases.

I have also been creating a chart to show that property value is increasing and home ownership is increasing.

From what I'm hearing from local note investors, many of them focus on NPN acquired directly from hedge funds given the steady increase in foreclosures. 

@Priscilla Wong Depreciation as a tax break is another consideration that can dictate  the direction you go here. 

It is not a fixed lease in that he pays whether it is rented or not, but that he takes 10% of the rent and future increases (n lease up fees). 

Basically if 75% of the rent can cover PITI it shouldn't increase your debt to income ratio. 

The worst property on the best street with rents that are considerably low.

Some of those include tax write-offs and increased return on your investment.

@Ashish AcharyaYes we will contact an attorney, I have some rentals now and am looking to increase my portfolio.