Are any upcoming. 5.What does the HOA have in reserves to cover the common areas. 6.When were major repairs made to the building. 

You would still owe the same amount either way, but BOOM now you have NINE financed properties and can still get #10 Fannie/Freddie and avoid the 7%.There are also games you can play with putting the property and debt in your spouse's name alone (we're a community property state in CA so it makes little difference so long as you're married), with shoving the smallest debt amount into commercial, and a few others, but rolling your lowest mortgage balance into the property that you have the most equity in is the most commonly successful technique.TLDR: You can shove as much debt into as few properties as possible to avoid the 10 financed properties cap.

In other cases, to clear up recording mistakes/errors, cases of fraud, opposing claims, etc. 

Other stuff I do not focus on.I know of a great strip center off market for 6 million and I am direct to the owner.Cap rate is around the 6's which is common for California.  

My understanding (at least in Colorado), is that if you are going to hold property as something other than tenants in common or joint tenancy and there are more than two people, you have to list out their names and ownership percentages in the deed.  

There are loan officers who will but they are not so common since there is little profit for both the lender and the loan officer with small loans.

I looked them both up, and I would consider the TIC (Tenants in Common), because it I believe I have a clear understanding. 

Usually you bring a cashier's check with you to closing.Get a copy of the settlement statement at least 3 days prior to closing to look over all the final details of the transaction and make sure there are no errors.  

@Michael Kennedy I personally don't know what areas of Louisville where multi family buildings are more commonly found.

Is it common to ask for the rental history of the property to see how full/vacant it has been for the current owner and how do I go about doing that?