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Look below this Window, and you will see a list of names of people that have posted in this thread.Click on the name of the person that you want notified via an email, that you responded to them.If you are a Colleague with anyone that has NOT posted in the thread, and you want them to see your post, hold down the shift key, type the @ and the first 4 letters of their First or Last Name.Then look below this Window and click on that person's name.Raymond

There's a few problems with this - first is that the lender will want to know where the mysterious $10K came from and assuming you tell the truth, they will make your friend sign a letter to the effect of "Tia never has to repay this money it is 100% a gift".If he's comfortable doing that, then he obviously trusts you because as soon as he signs that document you have no legal obligation to ever repay.As for the terms - why would you want to buy a duplex and only essentially "own" one unit?

The owner is willing to do a Land contract with 10% down @ 6% with a 10 year balloon. 25 Year AM.

Everyone will hopefully find their fine balance of: - liquidity and liquid reserves - asset/equity growth goals - debt management and cash flow management by strategically managing loan terms, notes payable, allocating, shifting, and replacing the more expensive debt instruments with less costly and better terms (fixed, no balloons, non interest rate sensitive) - tax planning - recoop losses from your financial bucket to be redirect to higher purposes or returns - estate tax planning - if you're over 5.34 mil and cannot siphon off your wealth quick enough through the 14k gift allowed annually per person- risk management - since each person has their own risk tolerance for each of the above categories To focus on just equity growth with out considering the other areas of planning may be very risky but thats just my opinion.

I am thinking of offering 1k down and 5% on 15 yr ammortization which would put my payment at $198, and offer balloon in 2 years of pay out.

I plan to follow up with her in about a week or two to reiterate to her the money that she is losing by having this vacant property.My yellow letter campain seems to be working quite nicely.

In a written letter I also explained that as long as we restore them to operational condition, whether we repaired them or replaced them should be irrelevant to her.

The only thing to use an attorney for is to send a scare letter to the former tenant and see if they cough up some cash.

The regs are quite specific when it comes to collections and defaults.Read the updated reg letter at the Consumer Protection Finance Bureau.