I know that most people say it's dependent upon your area and what you are comfortable but I am just looking for any guidance.

I don't expect people in the forum to be Paraguay experts, so I mostly seek feedback on the U.S. items.

If I need to undergo a colonoscopy to determine if a lender makes a 30 year loan to people with an 815 FICO at 85% LTV with an in place tenant and monthly income of $1400 with a market value of $125,000, or if you can't tell me any interest rate info until I submit my tax returns to you...

The guy that used to take people on their Houston quit Dustin and now has a facebook page, Tax Liens & Deeds and Beyond.

In Louisiana, this process is typically much more lax and I know several people who have succeeded in having homestead exemptions on several properties at once (no idea whether it's legal). 

I am just beginning my real estate journey and I'd love to get to know new people who have been at this for a while.

I have done exactly that while recommending contractors I have worked with that don't upcharge like crazy (unlike the people they sent) - let's see what their response is. 

I guess what I'm looking for is a legal loan shark, do people like this exist?

Negative cash flow is not something I’d be okay with, but I know there are some instances where people are okay with taking a small hit for a big pay off with the appreciation (and hopes that the rent will go up).

Hello Damon,It's great to see Local (and Surrounding) people from H-Town in here.