What you're doing wrong is giving up after only looking at 15 properties.

@Chris Allen, everything is going up: utilities, insurance, taxes, management fees, service fees, etc.

They also provide an after hours phone line to report emergencies.

Hey,I a house under contract that has structural issue, a pretty serious one. The roof rafters are falling due to water damage. The conventional mortgage lender sent an appraiser who realized that there is an issue. T...

One day while driving he randomly saw a 'for sale' sign on a home.

They cant approve your short sale because there is no sale to approve.

Median Price: $678,500, +6.02% Yoy.Closed Sales: 4,216, -11.89% Yoy.YTD Closed Sales: 21,325, +1.38% Yoy.12 Month Closed Sales: 38,118, -8.70 Yoy.Inventory: 6,035, +31.62% Yoy.YTD inventory: 33,454, -1.59% Yoy.New Listings: 4,349, +10.77% Yoy.YTD New Listings: 29,789, +8.16% Yoy.Months Supply: 1.8, +38.46% Yoy.Cumulative Days on Market: 29, +3.57% Yoy.Existing Home Inventory as a Percent of Households: 0.22%.

Closing costs and fees related to sale/purchase3.  

The City of San Jose has on their website that new addresses are required but separate meters are optional (link below).https://snapadu.com/blog/electric-panels-upgrades-power-sources-adu/https://cao-94612.s3.amazonaws.com/documents/City-of-Oakland.PGE-Joint-Information-Bulletin-METERS-FINAL.pdfhttps://www.sanjoseca.gov/business/development-services-permit-center/accessory-dwelling-units-adus/adu-faqs

The early underwriting might be easier but then after that it boils down to if you pay there are no issuesPrivate money will not screw around typically if it’s ind default and move much quicker than a bank would