Should I be accounting the $1082 that my boyfriend will be helping paying as part of the income?

Account Closed Many apartment owners have cell towers on their properties which allows them to collect additional income.

@Ike Stephens I think you may have gotten this answered on a different thread but thought I would post here too in case someone was searching and found this post too.For Fannie/Freddie loans, you do not have to source deposits in a business account. 

If you haven't already created an account, I would at least give these folks a call.

We have an LLC and separate business checking and savings accounts. 

Renters are comparing other units to yours, I would guess central air would account for $50-75/mo in lost income overall. $1700/mo x 12 x 20=$408,000 - $1000 for window A/C units= $407,000. 

You have to know your financials even if your accountant does it for youBring  the business plan to the bank and show them how good is the deal (well, all the numbers has to be from a real prospective house you're going to buy for your rental)

Best to speak to a good real estate account but one option might be to sell it now and hold the note for, say, 60% LTV. 

Personal lines will mess up your utilization which accounts for 30% of your personal credit scores.

He is worried about having a huge sum of money in his bank account that the state can come after for the living costs.