Not only is there an brain addled person, but the drug issue shows their character as well.

I'm unsure what the right path is, but I've been reading about investing in owner-occupied, multi-family properties.

They have some fantastic programs, including hyper competitive multi family 30 year fixed or 30 year interest only. 

Do we have issues finding tenants with such strict requirements?  

Read the article here.I've been discussing this issue for years on WorcesterMulti Bigger Pockets Blog.So, $1919 for a one-bedroom in Worcester?

Drafted a plan, gathered estimates, created a budget, put together DTI sheets, even got an "as-built" appraisal, and also have it in a permit status at the Local Building and safety office.Then I started to look into the construction loan and the permanent financing....to do it myself, and not through a builder.I soon realized that there are sooo many companies out there that want to try to help...but cant  (some of them were even on this network of people):  don't have builds on record, won't allow for owner-built homes, my credit is less than 680, while carrying the construction loan, there may be a point at the end where because i have my rental house while building that it become hard to pay, and  I can't pull out a private loan to help start process because my credit cards balances are horrible...and my "business" has no show of income.So, now we are here in the present time....   

I just closed on my first multi family with Lending Deck.

A potential issue I will point out is that I’m pretty sure you need to put into service the property in the year you purchased it, at least for bonus depreciation.  

I recently heard David Greene’s horror story about a short term rental license going bad in the north Miami Beach area (inspector looking for issues to pick at with the property and tagging the property for issues to avoid granting a rental license), and I was curious about people’s experiences in unincorporated Miami Dade. 

Yearly net cashflow after absolutely all costs and a margin of safety should be between $15,000 - $20,000.Lessons learned?