Offsets, root/soil intrusion and some build-up in the pipe.

But i cant figure out how they are coming up with these other percentages at the end of the different years.

And, other flippers/investors are typically not going to share who their good contractors are because they don't want them to be too busy for the investor's jobs when they come up.  

I’ve read about strategies like house hacking but am not too enthusiastic about what it would take (also not very feasible given the current cash I have), also the ‘BRRR’ method, though I wonder if it might be too ambitious for my first property.

Look hard for potential start up cost to minimize overages.

All the banks I've contacted so far only offer up to 75% LTV.  

We know it's not that much money, but it all adds up! 

With inventory up by 54.39%, buyers have more options than ever.

Hi Mike, This is not a new strategy many investors use this strategies as you can go up to 90% CLTV when applying for a primary Heloc allowing you to tap into more equity if you have it.

The growing inventory, up 36.6%, offers more options for buyers, while sellers might need to adjust their approach, highlighting value and making their properties stand out.Townhomes & Condos: A Shift to the Buyer’s AdvantageIn contrast, the townhome and condo market is presenting more of a challenge.