Most direct answer, if you live in Tennessee and are buying a SFH, and are willing to personally come to California on vacation once a year (such as when the short term rental isn't occupied by others on vacation who are paying you for the privilege), 2nd homes can be acquired at 90% LTV.Checklist here: https://selling-guide.fanniema...But, for a traditional long term rental, if that is your intent in your heart of hearts when you sit across from the notary who will take your fingerprints, no there are not.

A wise investor will not try to get rich quick with shortcuts.

There is a give and take with this.You could consider putting it in a high-yield savings account that offers a higher interest rate than traditional savings.

Although the rates are little higher and you’ll have to pay usually 1-3 points they close extremely quicker than a traditional bank so that helps when making offers on properties.

Since the $41k isn't enough to buy a BTR, I considered buying the land with the SDIRA, but then I see issues with getting a loan, traditional, or otherwise, after the construction. 

They prey on the desperate and those looking for the quick get rich tactics.

Rich dad poor dad is what started it all for me.

Log cabins are very different from traditional framing.

Right now money is cheap and banks are lending, so those who can buy a house are going to do it the traditional way with a lender.

On the other hand, if you're looking to do more traditional buy and hold type deals and you're new at this, then yeah, I would agree that working deals in your vicinity is a safer approach, albeit limiting.