Looking at this question from the point of the buyer who is a new, small investor...timelines, deadlinesknowledge of unusual/exceptional situationsMLS access, and knowledge of all contained thereinI was working with one real estate agent who missed deadlines, didn't notice a sale was a short sale, so didn't have me submit SSO, typed wrong dates on contract, kept recommending his unlicensed, un-bonded friend (who happened to have a business card) to do all the rehab, and in one house closed the door with no knob on the inside.

You have Fannie Mae which is Home Path and Freddie Mac which is Home Steps.If it's his girlfriend it's not family but generally you must disclose.There should be an owner occupied period for Home Steps.You CAN just as in HUD submit an investor offer before the investor period opens up and then you already have your offer in but it won't be considered until the bid period ends.If she is buying after the owner occupant period it should not matter.If she is buying before that time she is most likely committing loan fraud and will end up in prison.If for a fact you know that same person is buying in the owner occupant period and signing that they intend to occupy the home then they are committing fraud.It's hard to know what is going on without being there.It could be legit or not depending on the timing and disclosure in buying the property.

I havent registered yet because I must submit a photo of my student ID and my class schedule proving that I am a full time student.

So I want to submit a legitimate breakdown of the expenses like you guys revealed to the lender to have a good shot at getting this property for around 300k.Thanks,

Buckle up and prepare for a 45 day fight after submitting a stack of paper 2' tall.

By the time you graduate, while your classmates are busy trying to get interviews, you'll be making enough money from real estate not to be bothered with submitting resumes.A degree is not required to be successful at real estate.

I finally got my Small claims submitted, which might actually bear some fruit someday NOTMark in ROC

I recently submitted an offer on a 5-unit idling.

Regarding time frame and intent, the HUD form 9548D, Individual Owner-Occupant Certification clearly spells out terms and conditions of the contract: I/We ... submit this offer to purchase the property located at ... as an owner-occupant purchaser.

The first step is to send a notice of new management to introduce yourself and outline important information (Rent procedures, how to submit work orders, etc.).