With the gold extraction method combined with the 0% interest rates on these cards, I avoid the 12%.My only disappointment was not being informed that there was a 2 week delay from the date you fund a gold purchase with a credit card, to the day they will wire you the sale proceeds, so if you plan on using these funds for earnest money or option deposit, or any need for "quick cash", you have to plan ahead a couple weeks.Regarding Jay's comments on fico scores, Fund and Grow has helped me to substantially increase my score, which is one reason they were able to raise so much more credit than I could on my own. 

If you are comfy, go ahead and do a 5 year lease, but make sure your rules are rock solid.

I can go ahead and plug in the total spaces with the revenue at the beginning but then my numbers are too high for cash flow, ect when I purchase it.

With my experience as a private investigator, I think I am one step ahead of my competition.

Nevertheless, I'd expect that you would stick close to budget in most cases, Wendell...having a contractor's estimate ahead of time is a huge advantage.

I know I have a lot of research, learning and work ahead of me.

Not sure what your plan is on your cash out refi in 6 months, but you'd need a good amount of equity in your home to get approved for a cash out refi & FHA requires you to live in your owner occupied home for 12months , just a heads up

So it isn't necessarily that unusual for tenants to be looking out that far ahead.

You can’t get ahead owing that much to a credit card company.

Thank you ahead of time for any input and feedback it will be much appreciated.