This criteria is for 1-4 and 5-8 unit programs.

Some DSCR loans even feature "no specific DSCR required!"

Analyze local demographics, rental trends, crime rates, and future development plans .While South Atlanta is undergoing revitalization, there are still opportunities worth exploring, especially in specific submarkets with potential for long-term growth.

I don't see that there should be any disclosure requirements for someone who isn't licensed since the rules for that are specific to licensees.

I am located in CT and NY, but not state specific.

I think for the average 1 rental owner, it's simply too much fuss, and the opportunity cost of that time and energy is either relaxing, or doing other things to maximize bookings like interior design.I think the industry in general suffers from bombarding new hosts with 10,000 things to do in month 1 (OTA, direct booking sites, linking calendars, specific smart locks, etc.) when in reality most owners should probably list on the most relevant platform for their area in year 1, develop a rhythm and learn a few basics, and then start looking into improvements from there.Certainly with multiple properties it starts to become a more compelling argument.  

Solar Tubes, actually that's a trademarked name and specific type of "sun tunnel/tube," but yes, even I call them that ... they are meant to be installed in an attic space! 

Each credit has specific qualifications and benefits, so it's worth exploring which ones you might be eligible for.

And I apologize, I should've been more specific.

Sounds like you might want to change your lending criteria.