Really slow right now)She doesn’t workThey have a paid off 200k home3 single family houses about 200k each, 50% paid off each   (2 strong tenants work in the medical field)$300 cashflow each house per month after all is paidHow would you create more cash in these uncertain times before it gets too bad?

Many private lenders are reducing LTV's, cutting off credit lines and raising rates.

The n is a multiplier which is the number of years you have occupied the property.If this is your forth year as a tenant, then the number works out to be $50*4 = $200.If this is your first year as a tenant, then the number is just $50*1 = $50.This is then the amount you can deduct from your rent for a period of say 60 days or longer (TBD) IF you the reduced rent on time. 

Pool of buyers about to be drastically reduced with all given factors.

Without providing the essentials, water, hot water, heat, etc. you’re eliminating (or at least reducing) your ability to evict.

But you want to be able to do that at a return that, when coupled with the tax savings) equals or exceeds your current return and reduces your work load.  

We are showing empathy and that we do care for their concerns.Our team has also sent notices to all tenants, both commercial and residential, with CDC guidelines and recommendations to reduce our clients' liability.

Refinancing is a good play to lower payments And increase cash flow or payoff earlier by reducing years- move from 25 year term to 15 year as an example. 

If people get a car with a loan, the do not expect the loan amount will be reduced, but they could ask for a payment plan.

This reduces the issues that would come up.