There is an excellent movie quote that describes the situation in the real world very succinctly (and bonus points if you can tell me what movie it is from). “What the American Public don’t know is what makes them the American Public.†Truer words were never spoken.

However, the key difference is that Pyramid/Ponzi schemes don't usually offer any product or service and they make signing up others the only benefit.

It is a system (technology) that was developed and branded as a product to assist consumers in analyzing their personal credit file in order to determine the most effective and efficient way to optimize their credit rating and obtain their financial goals.

You seem to think because I sell a product or two.... that discredits what I have to say...

Every product made and sold in USA could be sold in many countries if not already.

I can put 150K down, and finance the rest (I have excellent credit score, so I think I should have no problem getting the loan).

Even at my job, I could excel to get promotions, but "What a pain".

My advice is to just keep the focus on a quality product, solid marketing, and treating people with care.........Do that and the phone will ring like crazy, regardless of how much they need to put down to qualify.

It's great to have you hear, this is an excellent site to network with other investors.Greg

I was going to recommend getting a product called "Scarecrow Motion-Activated Sprinkler," you can find it on Amazon.