One family member wants to move to get into better schools, but they don't want to give up their 4% rate and they're fine right now to continue to hold off, keep looking and wait for the next couple for years. 

We then moved the borrower to another channel that allows a variance AND an appraisal transfer, so they did not have to pay for another appraisal.

She'd need to move out and rent a different place for herself.

A trust may offer some of the same benefits as an LLC, depending on your goals, and allowing you to claim the part of the house you live in as homesteaded tax.Make sure you have the right home insurance and consider an umbrella policy for extra protection.Certainly buying a house, using conventional financing with limited money down as a primary residence and renting out parts of the house to help pay the mortgage, is a smart financial move.

I believe your first move should be showing the notice with your tax preparer from 2020. 

Should I move on to the next person or give her a shot?

If they get back in your good graces and pay on time - every time - then you can let them stay until their lease ends, then move them out at the end of their lease.I once had a tenant on Section 8 that had to be $25.

In some cases, the buyer gave the house back because they were moving and still couldn't qualify for another loan.

A lot of the decision around your best path forward hinges on how you plan to use your cash.

I do plan on living in the condo for at least a year or 2 then trying to move and buy another property.