You'd have to get a $35/month rent increase to make an extra $20 the whole next year of the lease.

Agree with Frank PatinoI would consider using my investments to pay off bad debt- Plus if the property is building equity from paying down the loan and increasing in value by the time you do retire the account you have now should be a fat little piggy bank.

There are certainly going to be some tried and true elements, but we believe as technology, culture, etc. change that so may business structures and practices.With all of that said, as brokers and agents, what service, support, and features are most valuable and most attractive to you in where you choose to do business?

Yes if your money is tied up or you want to increase volume it is completely valid to need hard money. 

Second, how do you avoid surprise tax increases, or is that just a part of the risks?

@Devon Morgan,You need to read up on how to attract and engage private lenders where the deal is more important than your credit.When you don't have money and/or credit, then you need to use other people's money and other people's credit.

I have been using a Rich Dad Cash on cash return on investment excel sheet - but it doesn't allow for extended yearly projections with renovations and increases in rent. 

@Ethan Epps- yes, anytime we can divide the land and development cost amongst more for-sale units, we can increase profits.  

This amount starts small but increases a little every month.  

Thirteen states posted a year-over-year increase in foreclosure starts in July, according to new foreclosure data released by ATTOM Data Solutions.