Like what would be that value-add you wanted them to include?

I recommend a community bank close to the property, to include credit unions. 

In all, we were able to do a cash-out refinance after 1 year and got our entire investment, including down payment, back into our personal accounts and we still have a cash flowing property.The beauty of smaller town and communities is that often big-time investors are not looking at them as closely and they can cash flow quite well, at the sacrifice of "natural" appreciation.

@Wilson Lau does $400/sq ft includes everything - including foundation?  

I am writing my business plan and I am trying to figure out how I will include in the renovation costs from a percentage of the purchase price, This is if I even have to because of the business type?

Quote from @Trino Martinez: I came across an article (link below) about a proposed bill (HB355) in Utah that did not make it out of committee that would include among other things a requirement for landlords to give 60-days notice for rent increases.

Also are utilities included?

I would not include the smoking background and pet policies in every reply.     

I do think the link-capability from social media is interesting.

If you can find a vacant lot the bank includes the land cost into the loan so you save money in the long run.