It's not so much that what you're doing is improving inventory (because clearly you are) and yes - intuitively you would think that you would be exempt from sales tax.However, the issue isn't whether it's inventory or not, the issue is whether the end user is charged sales tax.  

Hey @Claire Batraville, I would definitely agree with @Lucas Machado.I'm sure you can find condo's in that price range, but you'll want to make sure your agent is doing good due diligence:You'll want to see: the condo budget, any planned HOA fee increases or assessments, upcoming improvements, delinquency ratio, etc...  

Working on improving your credit score is of course important.

"I know and trust the companies".On another note, with metal duct, what gauge of metal have they included; are they using long turn fittings with turning vanes; are they using tape, mastic or Aeroseal on the joints; what is the R-value of the insulation (on metal or the flex); have they performed a Manual J and Manual D; have they included dedicated returns to each room or just one central one?

If you want to improve your cashflow another 10%+ you should self manage.  

Each member owns the physical house they live in but jointly own shares in the land.  

Also, tell me anything we could do to improve our chances.

5 seconds into that report Claude just emtnioned;"The Ontario government will spend $31.5 billion over the next 10 years to improve transit, transportation and other priority infrastructure projects.

Also, if you have a 401k you can borrow up to 50% of it's value from yourself, pay yourself the interest and get a 5 year loan on that while you improve your credit.Another option is doing what's called a 60 day IRA loan.  

Is that based on an appraisal with your improvements factored in?