The wildcard is if RE in town begins to make up the gains it didn't see over the last 10 years.

You'll immediately gain property management experience, rehab experience, acquisition experience, and experience in assessing the quality of assets.That sure sounds better than stuffing money under the pillow to pay off debt first.

You have to hold the investment in a opportunity zone for at least 10 years to see the real benefit of not paying the capital gains. 

Better to build your own equity through the debt pay down, enjoy the tax benefits of ownership, and garner the equity of an appreciating asset.

However I would pay the difference between the part and the cost of the new range since I will get benefit of having a new range for the life of the appliance.ADDITIONAL DETAIL: I spoke to an appliance repair guy who told me it's possible to repair the cracked glass top, but in actuality the repair requires the glass top to be replaced for it to be "repaired". 

Wingfield I am not too familiar with this concept, however, I know that my area (San Diego) is supposed to benefit from this.

My 2 cents- the benefit is you get a cheap place to live with a very low money down loan and someone is helping pay your debt down.

And, since home values historically increase in value (4-5%) then I’m going to gain on that side as well. 

We also felt that the realtor  would roadblock us by not submitting offers that in their opinion was, "too low and the bank wouldn't take that" and was attempting to get us to pay for homes that we felt were too high, for their own personal gain on return. 

I’m a beginner investor looking to gain a wealth of knowledge and hopefully a mentor.