If so, what should I tell her to ease her mind?

Pricing has increased in this space due to the way these loans are structured, however, we have started to see coupons compress and more debt funds enter back into the market as COVID fears ease. 

This can change the ease or difficulty of getting the loan.

I also come from a project management background, so was well aware of the amazing feats that can be accomplished with a competent team.When it was time to invest, I scanned all markets I had any sort of access to, evaluated which other ones I could enter with reasonable safety by utilizing unfamiliar teams on the ground, then crossed that over with potential returns.I'm a pure cashflow investor, never like to speculate, so reliable monthly cashflow was criteria no. 1, followed closely by no. 2 - ease of management and low maintenance, then finally no. 3 - Affordability (which equals hedge and diversity), and last but not least, no. 4 - would I like to visit once or twice a year, at worst case, if things require my hands-on attendance.A combination of the four pointed at Japan, which is where I'm primarily invested (with smaller portions of our family portfolio in the US, Europe and Australia), although I'm only living there half the year at this point, thanks to good team utilization which means I don't need to go there unless I want to - this may change now that the yen's down and our son's nearing primary school age - which is the whole point of renting where you live and investing where the money and the environment works for you - to retain the flexibility and lifestyle benefits of being able to work and live anywhere we want at any given time.This is, of course, a long process of rationalization and calculation summarized in a nutshell - if I haven't bored you to death yet, and you want to hear more about the hows and whys of investing overseas, feel free to contact me. :)Best of luck in your chosen path, you seem to be considering all the right factors before embarking on it - I'm sure you'll enjoy the ride.

This would ease prosecution of bad actors, as conversion of trust assets would itself be a crime, regardless of any larger intent to defraud.

Thanks to everyone on this thread it just helped me put together a letter with ease! 

@RaeLena Morrison I dont think the use as an owner occupied would affect the ease or difficulty of getting the sale to go through.

The ease of the internet has created so much scamming.

Robbie Taylor You do make a valid point in term of balancing ease of management versus adding doors as nauseam.

Needless to say, since I joined BP last month, I have gained tremendous knowledge and its amazing the ease with which the member share honest information and always eager to help.Thank you all.......am honored to be part of this community.