If all od the 401Ks or securities on the stock market held by americans were converted to dollars in 1 day , there is not enough paper money printed in the united states to give everyone what they are owed.The IRS has never been anything other than the Taxing authority for the Federal Level on goods and services.As for the Treasury not considering cryptocurrency a security.If it looks like a duck, walks like a duck and quacks like a duck .....

If the floorplan allows you can certainly make changes that either add square footage or re-designate space (Example, convert a den to a bedroom). 

In 2007, Mortgage #1 was discharged but then the property was listed in a Promissory Note the same day of discharge (Mortgage converted to Promissory Note)With the discharge of the Bank #1 Mortgage from 1998 and discharged and converted into a Promissory Note in 2007, does this make the Bank #2 Mortgage from 2003 “First in Line”?  

I'm willing to pay more for a turnkey property, but there seems to be few of those available.I'm wondering about the feasibility of converting a basement or garage into an ADU for that extra income.

In other words, the LO converts to a Land Contracts.When doing a LO, you should treat the arrangement as if you are dealing with two different people...the seller (Option Agreement) nad the Landlord (Lease Agreement)...even though they have the same S.S.#. 

Convert that Roth to a self directed custodian and use those funds to invest in other rental properties. 

This property is also an ideal vacation rental which is what the second level if often used for, so income could vary but likely minimum $5k per month.Since this property is fully paid off and would convert to a rental income with profits (assuming no vacancy issues), would it make sense to buy new primary residence of similar value using a cross-collateralized loan in order to leverage the equity and if so, would a refinance option in a year or two be feasible in order to detach the properties from each other and the lender? 

I'd rather just convert to stairs.

i'm taking MD realtor state portion exam only since i'm converting my PA license to MD.is there a MD state portion study material that I can download or buy somewhere?

If you sell today, you cannot claim losses.Once you move out, you can consider it converted, assuming it is rent-ready and you make a legitimate effort to rent it.