From what I observed, the community is very tight & close, everyone knows eachother, and they hold lots of community events.

Is there anyone in the orlando area willing to lend on closing cost for a house hack?

https://www.zillow.com/research/2024-hottest-market-33566/ Cincinnati is definitely hot, for everyone (always good to see) another area that is close is Northern Ky (Covington/Newport.

How could he have cash and not close?

I recommend looking into areas near economic bases - close to Nationwide Children’s Hospital, Ohio State Campus, New Albany, etc.

In addition, building into  the business model an intentional refinance in a short period of time, you are incurring double the financing costs, which eats away at your equity, and also resets your loan amount to potentially a higher amount if you are rolling in closing costs.

We would never allow this.What is your tax situation - I don't see anyway you end in a good situation by selling due to depreciation and payback and realtor fees, selling, closing fees etc unless you 1031 into something.

I know someone getting their deal from wholesalers and they close 2-3 a month with significant profit.

I might start with a Duplex for LTR and then add 2 SF for MTR close to the hospital in Temple.

We are pre-qualified from two lenders, but we don't have cash for a down payment or even much in closing costs.