One declined and one signed.

Interesting, hope the development turns the population decline around!!  

Ultimately I decided to decline her.

Easy answer, they can't control it and it it stops at 5%, it's a miracle.Corporate losses are staggering and companies are trying to hold back from laying people off but, as stocks decline, investors will demand something to be done and eventually layoffs will happen.

Any significant decline in rates could be the catalyst to spark the market right back up again...

Hey all, My wife and I are just getting started, and the current goal is to evaluate properties over the course of the next six months to wrap our heads around doing the numbers and also watch was the Fed is going to do anticipating a potential price decline.

However the courts in Baltimore are very picky and often decline foreclosures and you have to know the law well enough to overcome their objections. 

See the diagram below.The red line represents a declining market (rents and prices are constant or declining) and the green line represents an appreciating market (rents and prices are increasing).

The current rates without significant price decline make the refinance a challenge.  

STR's in Pinellas have declined in 2023 from 2020-2022 due to the COVID boom the area experienced.