I would also recommend that they have sufficient 'skin in the game' IE additional down payment above and beyond just having lived there a while. 

She is ill prepared to efficiently deal with the $30k of additional repairs.  

Additionally, because it is a new construction, it is taxed as raw land for the rest of 2024, which will only be about $30-$40 of taxes for the remaining seven months of the year. 

By purchasing a multi-family property and renting out the additional units, you can significantly reduce or even eliminate your housing costs while simultaneously generating rental income.

It s my view ADU additions in So Cal are one of the worse RE investments especially in SF areas.  

For example, they might want to know things like your credit score, just to know whether some loan programs are worth mentioning or not.Just be respectful of their time and you'll be fine! 

I continued to get additional quotes and opinions from multiple vendors.  

The distance destroys any additional opportunity you're reading into listings there.

When large companies, like Home Depot get hacked (40,000,000 customers) and they offer 12 months of credit monitoring, as their way of making things "right" - that's not enough to offset a lifetime of a compromised identity and all of the headaches the come with it.

Additionally, does the job confer any “knowledge benefits”?