@Frank A Castro Sure, I know that VA would only approve a primary, which is why I am asking.It sounds like you might need a new agent or need to have a super aggressive offer - no contingencies, over asking, pay your closing and pay the seller's too.

@Michael Plaks material participation is super interesting.

Always ask a good lender 👍Lastly, private money is super helpful if you can get access to it.

@Kris KempReally nothing you can do as they have a right to enjoyment of the unit and appears they are not doing anything against hoa rules and regulationsYou can hire an acoustics engineer and add vibration isolation and acoustical drywall but it’s super expensive - it would absolutely helpOther than that, not much more you can do especially if it’s an older building as stc codes / standards are pretty low

They are typically super cheap.

Thankfully in the minneapolis area it is super easy to place your own tenants as vacancy rates are so low you will usually have multiple people trying to rent your space.

A tenant who knows they do not have to pay electric, gas, sewer, and water will almost always keep their home super toasty in the winter and super cold in the summer.

Yes, cleaners are super important.

Most agents working these super low commission deals are new agents who have yet to move onto the high cost suburbs with owner occupants.

My agent is super helpful with this for me, but I'm curious what people do themselves without the MLS.